What is a merchant account? A merchant account is a relationship between a retailer and a merchant bank. This allows merchants to accept credit card and debit card payments from customers.

When do credit card transactions get funded? In most cases, within two business days after you close your batches

If I have bad credit or no credit, can I be approved for a merchant account? Our approval rate for merchant applications is 98% regardless of credit or business type (excluding prohibited merchant types).

What is an internet merchant? An internet merchant is a term used for merchants who conduct business on the Internet.

What is a shopping cart? A method of collecting the items chosen by a consumer for purchase from an on-line catalog.

Do I need a shopping cart to be an internet merchant? No. A virtual terminal will work just as well. However, merchants that have a large number of products may find it easier to use a shopping cart.

What if I need help with my merchant account? Our customer service representatives are available 24/7/365, toll free at (800) 485-6903

What types of merchants do we approve? All types of merchants meeting our underwriting standards.

What is the time frame for being able to start accepting credit cards? Once your merchant account is approved, you will be able to accept cards upon receipt of your terminal or e-commerce password. Usually within 3-5 business days of your account approval

How do I determine what terminal, equipment and/or software is best for my business? We will work with you to determine what best fits your needs. A service representative will discuss with you your options and available programs for your business needs.
We have programs and equipment for virtually all businesses including - Internet/E-Commerce - Retail - Mail Order/Telephone Order (MOTO) - Restaurant - Mobile/Wireless - Business to business, and more.

Posted under merchant processing